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Open Bank Account in Dubai

What’s a Current Account?

A current account, also known as a transaction account, is your go-to for everyday banking needs. It’s super convenient and gives you easy access to your money through:

  1. Debit Cards: Use it for purchases and ATM withdrawals.
  2. Direct Debits: Automatically pay your bills.
  3. Online & Mobile Banking: Manage your money anytime, anywhere.

Who Can Open a Current Account?

To open a current account in the UAE, you need to:

  1. Be 18 Years Old: Legal age is a must.
  2. Have a Valid UAE Residency Visa: Essential for UAE residents. If you’re new to the UAE and don’t have your visa yet, consider starting with an international bank account.

Additional Eligibility Criteria

  1. Minimum Salary: Some accounts require a minimum monthly salary.
  2. Minimum Balance: Keep a certain amount in your account to avoid fees.

What Documents Do You Need?

Here’s a quick list of what you’ll need to bring:

  1. Original Passport: For all applicants.
  2. Residence Visa: For non-GCC nationals.
  3. Emirates ID: Proof of identity.
  4. Proof of Residence: Utility bill, rental agreement, or employment letter.

If your account requires a salary, also bring:

  1. Trade License: If self-employed.
  2. Salary Certificate: For government or public sector employees.
  3. Salary Transfer Letter: For private sector employees.

Joint Accounts: Yes, You Can!

Want to open a joint account? No problem! Both account holders need to provide the required documents and complete the application. Usually, only one person needs to provide the salary documentation.

Multiple Accounts? Absolutely!

You can open more than one current account if you need to. Just remember, managing multiple accounts means more to keep track of!

Check Your Credit Score

Banks often check your credit score before opening an account. It’s a good idea to review your credit report beforehand to ensure everything’s accurate. Check your UAE credit score on the AECB website.

Ready to manage your money with ease? Opening a current account in the UAE is your first step!

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